Finance Disclosure

Brooklyn's Motors Ltd
Last updated: 11/02/2026

About Our Finance Services

Brooklyn's Motors Ltd is authorised and regulated by the Financial Conduct Authority (FCA) as a credit broker, not a lender.

We introduce customers to a selected panel of finance providers who may be able to offer vehicle finance.

Firm name: Brooklyn's Motors Ltd
FCA reference number: 945913

You can check this on the Financial Services Register:
https://register.fca.org.uk

What We Do

We:

  • Help customers arrange vehicle finance
  • Introduce customers to finance providers
  • Assist with finance applications
  • Provide finance quotations

We do not:

  • Lend money directly
  • Offer independent financial advice
  • Provide finance from the whole market

Our Finance Panel

We work with a limited number of carefully selected lenders.

This means:

  • We may not offer products from all finance providers
  • The finance offer you receive will depend on:
    • Your credit profile
    • The lender's criteria
    • The vehicle being financed

Finance is always:

  • Subject to status
  • Subject to credit checks
  • Not guaranteed

Commission Disclosure

We may receive a commission from finance providers for introducing you to them.

This commission may be:

  • A fixed fee
  • A percentage of the amount borrowed
  • Linked to the interest rate or finance terms

The commission we receive:

  • May vary between lenders
  • May influence which lender we introduce you to

However:

We will always aim to offer a finance option that is suitable for your circumstances.

You have the right to request:

  • Details of the commission we receive
  • An explanation of how it affects your finance offer

To request this, contact:
sales@brooklynsmotors.co.uk

Customer Responsibilities

Before entering into a finance agreement, you should:

  • Ensure you understand the monthly payments
  • Check the total amount payable
  • Confirm the agreement is affordable
  • Review the terms and conditions of the lender

If you are unsure, you should seek independent financial advice.

Credit Searches

When you apply for finance:

  • Lenders may carry out a credit check
  • This may be a soft or hard search
  • Hard searches may affect your credit score

Ownership of the Vehicle

Depending on the finance type:

  • You may not own the vehicle until the agreement is fully paid
  • The lender may retain ownership during the agreement

Details will be clearly explained in your finance contract.

If You Have a Complaint

If you are unhappy with our finance service, you can contact us:

Brooklyn's Motors Ltd
Email: sales@brooklynsmotors.co.uk
Phone: 07557 227136

We will aim to resolve your complaint as quickly as possible.

If you are not satisfied with our response, you may be able to refer your complaint to:

Financial Ombudsman Service
www.financial-ombudsman.org.uk

Important Finance Warning

⚠️ Failure to maintain your repayments may result in:

  • Your vehicle being repossessed
  • Negative impact on your credit file

Only enter into finance agreements that you can afford.

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